ZelphinaGuides
Financial guides
Plain-English explanations of common financial products, so you know what to compare before you choose.
Personal loans explained: APR, fees and prequalificationA plain-English guide to how personal loans work and what to compare before you accept an offer.Debt consolidation: how it works and when it helpsWhat it means to combine several debts into one payment, the common ways to do it, and the risks to weigh first.Credit cards explained: APRs, grace periods and feesWhat the numbers on a credit card offer mean and how to compare cards before you apply.Credit score ranges explainedWhat the common credit score ranges mean, what affects your score, and how to check your credit without hurting it.Personal loan vs. credit card: which fits your expense?How the two most common ways to borrow differ, and how to compare their real cost.Installment loans explainedWhat an installment loan is, what it costs, and the questions to ask before you sign.Balance transfer cards explainedWhat happens when you move a balance to another card, and how to work out whether it is worth it.Savings accounts: APY, FDIC insurance and what to compareHow to read a savings account offer and check that your money is protected.
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